RETIRE RICHER HERE

How Geo-Arbitrage Can Transform Your Retirement

What if the biggest lever you could pull in retirement wasn’t picking up a part-time job or taking on more investment risk—but simply choosing a different address?

Thousands of retirees quietly make this choice every year. They move to states where their dollars stretch further, taxes shrink, and quality of life rises. They’re not chasing trends—they’re taking advantage of something very real: the enormous cost differences from one state to another.

Retirement has never been just about money. It’s about possibility—how you live, where you live, and whether your environment supports a life that feels fuller, lighter, and more enjoyable. Geo-arbitrage helps bring that within reach.

Geo-arbitrage simply means choosing a location where your dollars buy more. And while many people think of moving overseas, retirees today are accomplishing the same thing right here in the United States.

Why Location Matters

Several “geo-arbitrage dials” determine how far your money will go:

1. State Income Tax
Most states don’t tax Social Security, but many still tax IRA withdrawals, investment income, and other earnings. Zero- or low-tax states can help your income last longer.

2. Property Taxes
These vary widely—and can be the biggest surprise. Some states offer generous senior exemptions that save you hundreds or even thousands each year. Others don’t.

3. Sales Tax
Often overlooked, but it affects everyday spending. A lower sales-tax state can noticeably lighten your monthly budget.

4. Cost of Living
This is the heavyweight factor. Home prices and everyday goods and services in certain states can reduce your expenses by 20% to 40%. Others—like California, New York, New Jersey, and Illinois—remain consistently higher across the board.

5. Lifestyle & Climate
This part doesn’t show up in a spreadsheet, but it absolutely shapes your life. Warm weather, outdoor recreation, natural beauty, and more connected communities can make retirement feel richer and more fully alive.

When you put these factors together, the right location can deliver lower housing costs, lower taxes, great weather, and an overall lifestyle upgrade.

Retire Richer—By Choosing Where to Live

Whether you choose a well-known retirement destination like Florida, South Carolina, North Carolina, Texas, or Arizona—or an up-and-coming value state like Alabama, Tennessee, or Mississippi—geo-arbitrage can turn a $70K retirement income into a lifestyle that feels more like $100K+.

Retirement opens new possibilities—including choosing a place to live that feels fuller, richer, and more fully alive.

Here’s to living your fully alive retirement—wherever you call home.

Other Resources

⭐ Get your FREE Retirement Geo-Arbitrage Road Map by clicking HERE.

🎥 👉 Watch this full video on this topic, where I walk through several of these retirement destinations in detail and help you discover where you could geo-arbitrage your income to live your fully alive retirement life—watch it HERE. 🌎

🎥 👉 And if you’re exploring ways to radically reduce housing costs while still living comfortably, be sure to check out my video where I break down a 3-part strategy to get your housing cost under $200—watch it HERE. 🏡